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Mortgage Checklist


The following information is usually required during the loan process.  Not all documents may be required for every situation.  If you have any questions our staff will be happy to assist you.

Identification Documents:

  • Copy of your Social Security card
  • Copy of your Driver’s License
  • Copy of your Resident Alien Card, if not a US Citizen
  • Photo ID’s and Passports for Foreign borrowers

Income Documents:

  • Your IRS 1040 Tax Returns for the most recent two years, include all schedules and attachments
  • Your IRS Form W2's and/or 1099's for the most recent two years
  • Most recent 30 days pay stubs (if applicable)
  • Name, address, telephone numbers for all employment held during the past two years. If a gap of employment greater than 30 days exists, detail dates and reason for gap.

Asset Documents:

  • Bank statements for the most recent two months
  • Provide source of funds for any large deposits not part of your employment income
  • Transfers from attached accounts also will need to be sourced and identified.
  • Investment account statements for the past two months (if applicable)
  • Retirement account statements for the past two months (if applicable)
  • Copy of escrow check pursuant to a Purchase and Sale Agreement (if applicable)

Credit Documents:

  • Copy of Bankruptcy Discharge (if applicable)
  • Copy of Divorce Decree and Settlement Agreement (if applicable)
  • Copy of Child Support document (if applicable)
  • Copy of Litigation (if applicable)

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
  • Copy of most recent Survey (if applicable)
  • Owners Title Policy
  • Tax bills for each property
  • Copy of current mortgage statement
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